Older adult chat rooms

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Governments around the world encourage people to go for insurance.

Many countries give incentives in different forms to encourage this practice.

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At the same time, it also provides peace of mind to the living person.

For example, if you buy a policy for yourself, you are both the owner and the insured.

However, if you buy a policy for your spouse, you are the policy owner while your spouse is the insured person.

Term Insurance Term insurance is a kind of temporary insurance that would provide a death benefit for a certain period of time. Term insurance is not as costly as permanent insurance.

Universal / Permanent / Whole Life insurance These types of insurance policies are mostly bought by those who see insurance as a means of investment.

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